Eric H.Y. K, Moran AV, Kim Hua T. A More Comprehensive Approach to Competency Development: An Exploratory Study on the Risk Management Function of Banks. AJBA [Internet]. 2015 Dec. 30 [cited 2026 Feb. 27];8(2):1-24. Available from: https://ajba.um.edu.my/index.php/AJBA/article/view/2712