Eric H.Y., K., Moran, A. V. and Kim Hua, T. (2015) “A More Comprehensive Approach to Competency Development: An Exploratory Study on the Risk Management Function of Banks”, Asian Journal of Business and Accounting, 8(2), pp. 1–24. Available at: https://ajba.um.edu.my/index.php/AJBA/article/view/2712 (Accessed: 27 February 2026).