Theoretical Models of Financial Literacy: A Bibliometric Analysis and Literature Review

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Ahmad Idris
Alni Rahmawati
Arni Surwanti


Manuscript type: Literature review
Research aims: This study aims to identify research trends in theoretical models of financial literacy in the Scopus database from 2013 to 2021. Future research can focus on the least-used variables in theoretical models of financial literacy.
Design/Methodology/Approach: Seventy-three articles using theoretical models of financial literacy are discussed in this study. This paper uses bibliometric analysis to visualise the bibliographic coupling, co-citation, and co-occurrence of keywords.
Research findings: An increasing number of articles on financial literacy models have been published in the Scopus database, suggesting a growing interest in theoretical models of financial literacy and financial literacy knowledge. Performance, competitive advantage and business experience are increasingly being used as variables, indicating an opportunity to further investigate financial literacy models.
Theoretical contribution/Originality: This study is the first to investigate theoretical models of financial literacy using bibliometric analysis and a literature review. This study focuses on articles published between 2013 to 2021.
Practitioner/Policy implication: This study is important because it connects previous and more recent studies, identifies gaps in understanding, and suggests new ways to study theoretical models of financial literacy.
Research limitations/Implications: The material used in this study was only taken from the Scopus database. Therefore, further research needs to be done by including indexing and other databases.


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